New Year, New You!

Well, it's finally here! The first week of the new year!  And with the new year comes a great feeling - it's the time when you can review the past, but focus more on the future and things to come.  All your previous years' goals can be reworked or erased from your plate and you can go on to create new goals and new plans for 2011!

To give you a little push, Friends and Family Circle brings you...

5 Steps Towards a New You!

1. CLEAR THE CLUTTER: They say a cluttered desk is a sign of a cluttered mind.  Check your closets and drawers.  Have a plan, make a date and be on your way to clutter-free surroundings!
2. CUT THOSE VICES: What is it for you? Alcohol? Chocolate? Cigarettes? Overspending? Try and cut it out of your daily routine.  It will garner you healthy benefits!
3. PHYSICAL FITNESS: It's not always about losing weight or getting thin.  Staying physically active not only helps you to maintain or lose weight, but also reduces the risk for high blood pressure, type 2 diabetes, heart attack, stroke, several forms of cancer, arthritis pain, osteoporosis, and also reduces the symptoms of depression and anxiety.  Get moving!
4. FINANCIAL FITNESS: Check your account balances, everything from the money in your savings, checking and retirement accounts to your debts.  Take a look at your credit score and FICO score.  Once you know your financial situation, create a budget. Know your financial habits and see if anything needs to be changed!
5. ENJOY LIFE: We know things can get stressful, but spending a little more time with the near and dear ones whilst sharing priceless moments is definitely the very first step to enjoying life more. Say no to stress!

You can PLAN.  You can DREAM. You can START OVER! Make the best of 2011!